Calculator

Multi-scenario mortgage math with less clutter and more signal.

Compare payment structures, loan terms, and cash-to-close assumptions side by side. Annual property tax and annual insurance are entered as dollar amounts, and you can also set the transaction, occupancy, property type, and credit band that should travel with the scenario into the rates and offers page.

How it behaves

Annual tax and insurance are dollar inputs.

The monthly payment includes principal and interest, and can optionally include taxes, insurance, PMI, and HOA dues.

Scenario mode

Compare up to three scenarios.

Duplicate the active scenario, tweak the assumptions, calculate again, then compare the results below the tool.

Compare up to three scenarios, then carry the active one into the rates and offers shell without publishing a fake lender quote.

Mortgage calculator

Enter annual property tax and annual home insurance as dollar amounts, then compare multiple payment scenarios with a consistent breakdown and amortization schedule.

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Choose the month you want the repayment schedule to begin, then set the matching assumptions you want to carry into the offers page.
Use active scenario in rates & offers
The offers handoff saves the active planning scenario in your browser session so the marketplace shell can prefill your context without collecting a full mortgage application.
Monthly principal & interest
$0
Loan amount
$0
Payoff date
-
Your payment
$0
P & I
$0
Taxes
$0
Insurance
$0
PMI
$0
HOA dues
$0
Mortgage repayment summary
Total of payments
$0
Total interest paid
$0
Annual property tax
$0
Annual home insurance
$0
Calculation snapshot
Home price used
$0
Down payment used
$0
Interest rate
0%
Loan start
-
Loan term
0 years
ZIP code
-
Transaction type
-
Occupancy
-
Property type
-
Credit band
-

Scenario comparison

Compare calculated scenarios side by side. The active scenario is loaded into the form above.

Calculate at least two scenarios to see the comparison table.

Compare lender offers next

Once your scenario feels right, send the active scenario into the rates and offers shell. That page is now built for neutral comparison results, separate sponsored placements, and future partner tracking.

Open rates & offers